Membership & Share accounts

Membership

Joining is easy. All you have to do is:

  • Live, work, worship or go to school in Monroe or Pike County
  • Open an account 

 

Share Accounts

Share/Savings

  • The first account you open to join NE PA Credit Union
  • Open with as little as $25.00.

Share Draft/Checking

  • No minimum balance
  • No per check charge or monthly fee
  • Earn dividends on any balance in the account
  • Net pay direct deposit & payroll deduction options
  • Free Visa debit card
  • CheckRight is a free online course designed to help manage a checking account. Click here to get started.

Share Certificates

  • Earn higher annual percentage yields, based on terms from 91 days to 5 years
  • Regular share certificates require $1,000 minimum balance
  • Jumbo share certificates require $100,000 in combined share certificate balance and earn additional .05% annual percentage yield

PowerU Account & Rewards* Debit Card

PowerU Account Details

  • Available to members aged 13 - 21.
  • A parent or legal guardian is required for member up to 18 years of age.
  • Only one (1) debit card will be issued in the primary holder's name.
  • Account is not eligible for any overdraft privilege options.
  • The account will earn same dividend rate as the standard checking/share draft account.
  • Online Banking is required.
  • E-statements are required.
  • RDA (Remote Deposit Anywhere) is available up to $400.00 daily check deposit ($1,000 per month).
  • No minimum balance required.
  • No monthly fees.
  • When a member turns age 22, the account will automatically convert to a standard checking/share draft account. The monthly incentives will stop.

*PowerU Monthly Incentives

  • $5.00 monthly incentive with 5-9 debit card transactions greater than or equal to $10 each.
  • $10.00 monthly incentive with 10 debit card transactions greater than or equal to $10 each.
  • No incentive will be paid for 4 or less transactions.
  • No minimum balance is required to receive incentives.

SAVINGS ACCOUNTS

Saving for Retirement & Education

Traditional & Roth Individual Retirement Accounts

  • Invest up to $6,000 per year ($7,000 per year for members aged 50 or over)
  • Contributions to a Traditional IRA may be tax deductible
  • Earnings from a Roth IRA may be income-tax free

 

Coverdell Education Savings

  • Up to $2,000 per year can be invested for the purpose of saving for the higher education expenses of a child in your life.

 

Money Market Accounts

  • Earn a higher yield, but retain access to funds with our TOP Performing Account. Minimum deposit of $2,500, three withdrawals per month.

 

Holiday & Vacation Club Accounts

  • Save for the holidays or vacation and earn dividends on balances above $25

 

*Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

Business Accounts

A Business Checking Account with NE PA can help you save time, save money, and even make money with the following features:

  • No Minimum Balance Requirements
  • No Monthly Service Fees
  • Free Online Banking Services & Remote Deposit Anywhere (RDA)
  • Unlimited Check Writing & Deposits: No Additional Fees
  • Merchant Service Programs 
  • Small Business Loans & Retirement Accounts

 

For questions, please call a business account representative at 570-421-5585, option #2.