loans for all reasons

Scroll down to view all loan products.

Mortgage Loans

We offer a variety of mortgage loan products including Fixed Rate Mortgages, Adjustable Rate Mortgages, and FHA, USDA, and VA Loans. Our convenient online mortgage application makes applying for a mortgage loan hassle free. Plus, we service your mortgage after closing so you’ll always have local, friendly credit union staff available to assist you.

Check Rates & Apply Online.

Auto Loans

Enjoy Low Rates and Flexible Terms.
Refinance your auto loan from another lender and save. Use our Auto Loan Refinance Calculator.
Use our convenient Online Application to apply today!
Drive sooner with an auto loan pre-approval. Learn more.
Receive a rate discount of 0.25% when financing less than 80% of the vehicle’s value.
Get a rate discount of .25% for repayment through payroll deduction or direct deposit (ACH).

Shop For Your Vehicle

Use our online Auto Buying Center to shop for a new or used vehicle. Set up your FREE Auto Buying Account—save your searches, view CarFax® reports, use the Kelley Blue Book Price Advisor, and apply for a pre-approval. Get started today!
Shop for a used vehicle. We’ve partnered with Enterprise Car Sales to provide our members a seamless car shopping experience. Learn more!

Protect Your Vehicle (And Wallet)

Debt Protection: Protect your Auto loan balance/payments against death, disability, or involuntary unemployment. Add Debt Protection to your loan at any time. Call a Lending Specialist for a quote: 570-421-5585, opt. #2.

Guaranteed Asset Protection (GAP): Help fill the gap between what your car insurance will pay and what you owe on your vehicle loan, if your vehicle is totaled. Our GAP is only $399!

Mechanical Repair Coverage Protection: Protect your budget from major car repair bills. For a quote, call 570-421-5585, opt. #2.

Learn more about these protection products.

Visa Credit Cards

SAVE MONEY with an NE PA Non-Variable Rate Credit Card. Our budget-friendly, low-rate credit cards offer No Annual Fee, No Balance Transfer Fee, and No Cash Advance Fee. Apply today.

Platinum Visa

Low 8.99% APR* since 2006
NO ANNUAL FEE
NO BALANCE TRANSFER FEE
NO CASH ADVANCE FEE (cash advance same rate as purchase)

Classic Visa

Low 11.50% APR* since 1994
NO ANNUAL FEE
NO BALANCE TRANSFER FEE
NO CASH ADVANCE FEE (cash advance same rate as purchase)

*APR = Annual Percentage Rate. The Annual Percentage Rate (APR) you receive will be based on your credit worthiness. Review the CREDIT CARD ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT.

Protect your Credit Card loan balance/payments against death, disability, or involuntary unemployment. Add Debt Protection to your loan at any time. For a quote, call 570-421-5585, opt. #5. Learn more.

Home Equity Lines of Credit

Great for ongoing expenses - home improvement projects, educational costs, and more.
Take advances as needed.
Pay interest only on the amount borrowed. Check rates.
Loan stays open for 10 years; final repayment 15 years after last advance. Learn more.
Protect your Home Equity Line of Credit loan balance/payments against death, disability, or involuntary unemployment. Add Debt Protection to your loan at any time. Call a Lending Specialist for a quote: 570-421-5585, opt. #2. Learn more.

Special Financing for Septic Loans

NE PA is an approved lender for the PENNVEST Homeowner On-Lot Sewage Disposal and Lateral Repair Loans program. Assistance is available to eligible homeowners who need to repair or replace their individual on-lot septic system or connect, for the first time, to a public sewer system. Learn more about this program.

Personal Loans

Share Secured Loans – use your Share, Share Certificate, or TOP Performing Account as loan collateral.
Signature Loans – All-purpose borrowing up to $5,000, with terms up to 60 months. Check rates and apply today.

Student Loans

We have partnered with LendKey to provide options for private student loans and student loan refinancing. Through a seamless online application and free educational resources, you can learn, compare, and obtain the best loan for your needs.

Apply for a Private Student Loan to achieve your goals.

Apply for Student Loan Refinancing to save money.